ObamaCare’s new tax-time nightmare

By Michelle Malkin,

Tax season is stressful enough. But if you’re like countless miserable Americans trapped in the ObamaCare 1095-A abyss, it’s hell on stilts on a Segway teetering over the South Rim of the Grand Canyon.

The screw-ups, incompetence and bureaucratic blame avoidance over the health-insurance-exchange tax forms make the website fiasco look like a flawless product launch.

How do I know? My family got ensnared in the 1095-A paperwork pit. It’s a government roach motel: Taxpayers check in, but can never check out.

In 2013, our Anthem Blue Cross plan got canceled because of “changes from health-care reform (also called the Affordable Care Act or ACA).”

Millions like us in the individual market for health insurance — including self-employed people, small-business owners, writers and artists — suffered the same fate.

My husband contacted Colorado’s exchange, “Connect for Health Colorado,” to see what our options were. We later settled on purchasing a new, non-ObamaCare plan from a different private insurer, Rocky Mountain Health.

The provider network is much narrower than the plan we had before the feds intervened.

Our kids’ dental care is no longer covered, and we’ve had our insurance turned down at an urgent-care clinic — something that had never happened before. Better off? Bullcrap. But wait, it gets worse.

Somewhere along the way, Connect for Health Colorado dragooned us into an ObamaCare plan without our knowledge or consent.

Last month, we received an IRS 1095-A form, which indicated that we’d paid ObamaCare premiums every month in 2014.

It took hours on the phone and Internet to get an explanation on how this happened. Here was the government’s response, word for incomprehensible word:

‘‘We apologize for the delay in responding to your email. After checking your account we are showing you might have had coverage from October 2014 to June 2014. Please call the number below to speak with a Customer Service Representative if this information is incorrect.”

‘‘Might” have had coverage? From “October 2014 to June 2014”?

We were finally able to un-enroll in the ObamaCare plan.

Then, after being bounced around by the exchange to various voicemail dead ends, with hours of migraine-inducing on-hold music, we were told there’s absolutely nothing wrong with the 1095-A form — which shows payment of premiums we didn’t pay to a plan we never enrolled in and didn’t want in the first place.

This is just one little horror story. In California, at least 800,000 taxpayers got screwed-up 1095-As.

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