Health Insurance Mandates Show Why Regulatory Reform Is Needed

   < < Go Back
from NCPA,

The regulation on essential health benefits is a prime example of why such regulatory reform is needed.

– In its analysis accompanying this regulation, HHS cites three studies that find health insurance contracts to be so complicated that consumers have trouble understanding them.

– The logical solution, according to HHS, is to take away a lot of choices by requiring consumers to buy coverage they may not want.

– As a result, teetotalers must belly up to the bar to pay for substance abuse treatment coverage.

– Gay men may be unhappy to learn that their premiums are now higher to cover the costs of pregnancy and birth.

– Empty nesters must spend some of their nest egg on pediatric dental coverage.

– And people who rationally decided that mental health coverage wasn’t worth the cost to them must now buy it anyway.

More From NCPA: